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Fund Watch

100 Most Popular Funds for Your 401(k) Retirement Savings

These mutual funds have the most assets under management in 401(k) workplace retirement plans.

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There's no denying the importance and popularity of 401(k)s for retirement savers. Americans have $5.1 trillion invested in these tax-deferred workplace savings accounts, according to the Investment Company Institute, and there are 54 million active 401(k) participants. BrightScope, a financial-information company that rates retirement-savings plans, compiled this list for Kiplinger of the 100 most popular mutual funds in 401(k) plans based on funds' 401(k) assets under management.

See Also: 25 Best Mutual Funds for 401(k) Retirement Plans

Here is the list of the top 100 mutual funds for your 401(k) retirement savings. All figures are as of Oct. 31.

        Annualized Total Return  
Rank Fund Name Symbol Total Assets* 1-YR 3-YR 5-YR 10-YR Fund Type
1 Vanguard Institutional Index I VINIX $230.8 billion 23.6% 10.7% 15.2% 7.5% Large Blend
2 American Funds Europacific Growth F1 AEGFX 158.2 billion 26.5 8.1 9.8 3.0 Foreign Large Growth
3 Fidelity Freedom 2030 FFFEX 30.6 billion 19.7 8.0 9.9 4.4 Target-Date 2030
4 PIMCO Total Return D PTTDX 74.1 billion 2.5 2.6 2.0 5.2 Intermediate-Term Bond
5 Vanguard Total Bond Market Index Inv VBMFX 189.8 billion 0.7 2.2 1.9 4.0 Intermediate-Term Bond
6 Fidelity Freedom 2015 FFVFX 10.4 billion 13.6 6.2 7.3 4.4 Target-Date 2015
7 Vanguard Wellington Inv VWELX 102.7 billion 16.2 7.9 10.4 7.0 Allocation--50% to 70% Equity
8 Dodge & Cox Stock DODGX 68.5 billion 25.0 10.1 15.9 6.6 Large Value
9 Vanguard 500 Index Investor VFINX 350.3 billion 23.5 10.6 15.0 7.4 Large Blend
10 Fidelity Growth Company FDGRX 40.8 billion 40.2 16.1 19.7 10.5 Large Growth
11 Vanguard PRIMECAP Inv VPMCX 58.3 billion 30.9 13.1 19.3 10.0 Large Growth
12 Vanguard Extended Market Index Investor VEXMX 59.9 billion 25.4 9.3 14.7 8.1 Mid-Cap Blend
13 Vanguard Mid Cap Index Investor VIMSX 89.1 billion 20.5 8.9 14.8 7.8 Mid-Cap Blend
14 American Funds Growth Fund of Amer F1 GFAFX 173.7 billion 26.5 12.0 16.1 7.4 Large Growth
15 Vanguard Total Intl Stock Index Inv VGTSX 306.6 billion 23.7 6.0 7.7 0.9 Foreign Large Blend
16 Vanguard Target Retirement 2025 Inv VTTVX 37.1 billion 15.3 6.7 9.3 5.1 Target-Date 2025
17 Vanguard Small Cap Index Inv NAESX 79.8 billion 24.1 9.3 14.5 8.3 Small Blend
18 T. Rowe Price Retirement 2030 TRRCX 27.1 billion 19.2 8.0 11.1 5.9 Target-Date 2030
19 T. Rowe Price Retirement 2020 TRRBX 25.0 billion 15.3 6.7 9.2 5.4 Target-Date 2020
20 Vanguard Target Retirement 2020 Inv VTWNX 31.3 billion 13.3 6.1 8.5 5.0 Target-Date 2020
21 Fidelity Low-Priced Stock FLPSX 38.5 billion 22.0 8.3 13.4 8.0 Mid-Cap Value
22 Dodge & Cox International Stock DODFX 65.7 billion 24.2 4.4 9.7 2.6 Foreign Large Blend
23 Vanguard Windsor Inv VWNDX 19.3 billion 24.5 8.7 14.6 6.3 Large Value
24 Vanguard Total Stock Mkt Idx Inv VTSMX 620.5 billion 23.8 10.4 14.9 7.6 Large Blend
25 Vanguard Target Retirement 2030 Inv VTHRX 30.9 billion 17.1 7.2 10.1 5.2 Target-Date 2030
26 Metropolitan West Total Return Bd M MWTRX 80.0 billion 0.7 1.9 2.4 5.6 Intermediate-Term Bond
27 Vanguard Target Retirement 2035 Inv VTTHX 29.8 billion 18.9 7.6 10.9 5.4 Target-Date 2035
28 Fidelity Freedom 2035 FFTHX 20.5 billion 22.3 8.7 10.8 4.7 Target-Date 2035
29 T. Rowe Price Retirement 2025 TRRHX 21.2 billion 17.3 7.4 10.3 5.7 Target-Date 2025
30 Fidelity Freedom 2050 FFFHX 10.4 billion 22.4 8.8 11.1 4.4 Target-Date 2050
31 T. Rowe Price Retirement 2040 TRRDX 19.2 billion 22.0 8.7 12.2 6.3 Target-Date 2040
32 Harbor Capital Appreciation Inv HCAIX 28.0 billion 32.0 13.2 17.4 9.0 Large Growth
33 Fidelity Balanced FBALX 31.8 billion 16.8 7.4 10.5 6.1 Allocation--50% to 70% Equity
34 Vanguard Target Retirement 2040 Inv VFORX 22.3 billion 20.7 8.0 11.4 5.7 Target-Date 2040
35 T. Rowe Price Mid-Cap Growth RPMGX 29.2 billion 27.6 12.9 17.4 10.0 Mid-Cap Growth
36 T. Rowe Price Blue Chip Growth TRBCX 42.3 billion 34.6 14.8 19.0 9.7 Large Growth
37 Vanguard Instl Ttl Stk Mkt Idx I VITNX 41.9 billion 23.9 10.5 15.1 7.8 Large Blend
38 American Funds American Balanced F1 BALFX 118.6 billion 15.2 8.0 10.8 6.7 Allocation--50% to 70% Equity
39 T. Rowe Price Growth Stock PRGFX 50.7 billion 32.8 14.2 18.2 9.3 Large Growth
40 T. Rowe Price Retirement 2035 TRRJX 16.4 billion 20.8 8.4 11.8 6.1 Target-Date 2035
41 Vanguard Target Retirement 2015 Inv VTXVX 17.3 billion 10.6 5.2 7.2 4.8 Target-Date 2015
42 Fidelity Freedom 2020 FFFDX 29.9 billion 15.0 6.7 8.0 4.2 Target-Date 2020
43 MainStay Large Cap Growth Inv MLINX 12.2 billion 28.5 10.6 15.5 7.9 Large Growth
44 Fidelity 500 Index Investor FUSEX 125.8 billion 23.5 10.7 15.1 7.4 Large Blend
45 Vanguard Target Retirement 2045 Inv VTIVX 20.4 billion 21.3 8.2 11.5 5.7 Target-Date 2045
46 Fidelity Puritan FPURX 26.6 billion 17.9 8.0 10.8 6.5 Allocation--50% to 70% Equity
47 Fidelity Freedom 2040 FFFFX 21.3 billion 22.5 8.8 10.9 4.7 Target-Date 2040
48 Fidelity Extended Market Index Investor FSEMX 20.6 billion 25.5 9.5 14.7 8.2 Mid-Cap Blend
49 Vanguard International Growth Inv VWIGX 31.9 billion 35.2 11.2 11.8 3.8 Foreign Large Growth
50 Harbor International Investor HIINX 32.1 billion 17.8 3.5 5.8 1.0 Foreign Large Blend
51 MFS Value A MEIAX 46.2 billion 20.6 9.7 14.2 6.8 Large Value
52 Dodge & Cox Income DODIX 51.8 billion 2.9 3.1 3.0 5.0 Intermediate-Term Bond
53 American Funds New Perspective F1 NPFFX 75.6 billion 27.7 11.2 13.3 6.2 World Large Stock
54 Fidelity Contrafund FCNTX 117.9 billion 31.2 13.2 16.5 8.5 Large Growth
55 T. Rowe Price Instl Large Cap Growth TRLGX 14.8 billion 38.3 15.5 20.0 10.6 Large Growth
56 Vanguard Balanced Index Inv VBINX 35.3 billion 14.0 7.1 9.6 6.5 Allocation--50% to 70% Equity
57 T. Rowe Price Equity Income PRFDX 21.8 billion 20.9 8.3 12.1 6.0 Large Value
58 Vanguard Growth Index Investor VIGRX 68.4 billion 26.4 11.3 15.7 8.7 Large Growth
59 Fidelity Blue Chip Growth FBGRX 22.0 billion 34.1 13.6 18.7 10.4 Large Growth
60 Oakmark Equity And Income Investor OAKBX 16.3 billion 17.9 6.2 9.8 6.4 Allocation--50% to 70% Equity
61 American Funds Washington Mutual F1 WSHFX 97.7 billion 22.8 9.7 14.0 6.9 Large Value
62 Fidelity OTC FOCPX 16.4 billion 38.9 16.7 22.5 11.1 Large Growth
63 Fidelity Freedom 2025 FFTWX 26.1 billion 16.3 7.1 8.9 4.6 Target-Date 2025
64 American Beacon Large Cap Value Inv AAGPX 7.4 billion 23.2 7.3 13.0 5.6 Large Value
65 Artisan Mid Cap Investor ARTMX 7.0 billion 20.7 6.9 13.3 8.0 Mid-Cap Growth
66 Fidelity US Bond Index Investor FBIDX 33.0 billion 0.6 2.2 1.8 3.9 Intermediate-Term Bond
67 Fidelity International Index Investor FSIIX 20.3 billion 23.6 5.9 8.5 1.1 Foreign Large Blend
68 American Funds Fundamental Invs F1 AFIFX 93.7 billion 25.1 12.0 15.3 7.2 Large Blend
69 Vanguard Inflation-Protected Secs Inv VIPSX 27.3 billion -0.4 1.3 -0.3 3.6 Inflation-Protected Bond
70 JPMorgan Large Cap Growth A OLGAX 12.3 billion 35.9 12.9 16.4 8.8 Large Growth
71 JPMorgan Mid Cap Value A JAMCX 18.7 billion 16.4 8.2 13.1 8.2 Mid-Cap Blend
72 T. Rowe Price Retirement 2045 TRRKX 10.3 billion 22.5 8.9 12.3 6.3 Target-Date 2045
73 T. Rowe Price Retirement 2015 TRRGX 8.9 billion 12.8 5.9 8.1 5.1 Target-Date 2015
74 Neuberger Berman Genesis Inv NBGNX 11.0 billion 23.6 10.2 13.0 7.8 Small Growth
75 Dodge & Cox Balanced DODBX 16.2 billion 16.7 7.9 12.1 6.4 Allocation--50% to 70% Equity
76 Vanguard Explorer Inv VEXPX 12.8 billion 27.1 9.0 14.9 7.6 Small Growth
77 Vanguard Target Retirement 2050 Inv VFIFX 13.4 billion 21.4 8.2 11.5 5.7 Target-Date 2050
78 American Funds Capital World Gr&Inc F1 CWGFX 95.7 billion 23.2 7.4 11.2 4.2 World Large Stock
79 Vanguard Value Index Inv VIVAX 60.2 billion 21.1 9.7 14.4 6.3 Large Value
80 Vanguard Developed Markets Index Inv VDVIX 98.4 billion 24.2 6.6 8.9 1.3 Foreign Large Blend
81 T. Rowe Price New Horizons PRNHX 21.4 billion 33.5 13.9 18.7 12.2 Small Growth
82 Oppenheimer Developing Markets A ODMAX 38.2 billion 24.6 3.5 5.3 3.4 Diversified Emerging Mkts
83 Vanguard Windsor II Inv VWNFX 48.9 billion 19.6 7.7 12.5 5.8 Large Value
84 Vanguard REIT Index Investor VGSIX 63.7 billion 5.3 5.6 9.3 5.6 Real Estate
85 Schwab S&P 500 Index SWPPX 29.2 billion 23.6 10.7 15.1 7.5 Large Blend
86 Goldman Sachs Mid Cap Value A GCMAX 2.5 billion 12.7 3.8 10.9 5.9 Mid-Cap Value
87 JPMorgan SmartRetirement 2030 A JSMAX 8.4 billion 17.8 6.8 9.9 5.3 Target-Date 2030
88 BlackRock Global Allocation Inv A MDLOX 39.0 billion 12.8 4.5 6.4 4.0 World Allocation
89 T. Rowe Price Retirement 2050 TRRMX 8.4 billion 22.4 8.9 12.3 6.3 Target-Date 2050
90 Fidelity Diversified International FDIVX 19.9 billion 22.4 6.8 9.4 1.4 Foreign Large Growth
91 Vanguard Morgan Growth Inv VMRGX 13.0 billion 29.5 12.5 16.5 7.8 Large Growth
92 Fidelity Freedom 2045 FFFGX 12.5 billion 22.3 8.8 11.0 4.7 Target-Date 2045
93 JPMorgan SmartRetirement 2020 A JTTAX 7.2 billion 12.7 5.5 7.7 4.9 Target-Date 2020
94 BlackRock Equity Dividend Inv A MDDVX 21.4 billion 23.0 9.8 12.2 6.4 Large Value
95 Vanguard Capital Opportunity Inv VHCOX 15.8 billion 34.1 13.6 20.6 9.5 Large Growth
96 Vanguard Equity-Income Inv VEIPX 29.4 billion 20.8 10.1 13.9 7.8 Large Value
97 American Funds AMCAP F1 AMPFX 59.7 billion 23.3 9.5 15.5 8.1 Large Growth
98 Vanguard Wellesley Income Inv VWINX 54.2 billion 8.5 6.1 7.0 6.8 Allocation--30% to 50% Equity
99 T. Rowe Price Small-Cap Stock OTCFX 9.5 billion 25.8 10.1 14.7 9.7 Small Growth
100 GE RSP US Equity GESSX 5.5 billion 23.3 8.9 14.7 7.3 Large Blend

See Also: Best Vanguard Funds for 401(k) Retirement Savers

*The dollar amounts represent funds' total assets under management held both within 401(k) plans and outside of 401(k)s, according to Morningstar. BrightScope ranked the funds by assets under management held in 401(k)s only, but it did not disclose the precise amounts for proprietary reasons.

See Also: Best Fidelity Funds for 401(k) Retirement Savers